PennyWise

PennyWise Bookkeeping Solutions - pennywiseusa.com
Email

info@pennywiseusa.com

Plans for Small Business Owners

We charge flat fees. There are no surprise bills.

Essential

Monthly reporting to help you achieve your financial goals.

$599 /month
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  • Small business bookkeeping & accounting
  • Income and expense categorization
  • Bank and credit card reconciliations
  • Monthly Profit & Loss statement
  • Balance Sheet reporting
  • Bookkeeping accuracy review
  • Email support
Outcome
Clean, organized, and up-to-date financial records.
Complete Compliance

For consultants and contractors who need total peace of mind.

$1,799 /month
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  • Everything in Plus plus:
  • Payroll setup and processing
  • Payroll tax calculations & payments
  • Forms 941, 940, W-2, and 1099 filing
  • Sales tax reporting and filing support
  • Sales tax reconciliation
  • Priority 24/7 support
Outcome
End-to-end compliance with bookkeeping, payroll, and sales tax covered.

Plan for Solo Entrepreneurs

$199 / month
  • Monthly bookkeeping
  • Personal tax return (1040)
  • Quarterly tax calculations
  • Year-round CPA support
  • Business tax return (1120-S/C)
  • Payroll & W-2 issuance
  • Salary vs. dist. advisory
  • All tax filing fees included
  • "Solo business owners are the most underserved group in accounting. We built this specifically so you'd have a real CPA in your corner — without the big-firm price tag."

    Frequently asked questions

    Why don't you charge by the hour?

    Hourly billing creates a conflict of interest. We believe in transparency. Our flat-fee model means you know exactly what you're paying every month, allowing us to focus on quality.

    How do you know what to charge?

    Our pricing tiers are built based on transaction volume and complexity typical for US businesses at different stages—from solo LLCs to growing corporations.

    I'm behind on bookkeeping. Can you help?

    Absolutely. Most clients need some catch-up work. We provide a transparent one-time fee to bring you current before your monthly subscription starts.

    Do you handle State Tax and Sales Tax?

    Yes, under our Complete Compliance plan. We help track your exposure, reconcile sales data, and handle the filings for you.

    Can I switch mid-year?

    Yes. We'll review your year-to-date data to identify any gaps and ensure your year-end tax filing is seamless.

    Are there any hidden fees?

    No. You'll always know what you're paying up front. There are no administration fees or contracts.

    From the Blog

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    Small Business 101

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    Freelancer Tax Guide

    Posts specifically for 1099 contractors and solo-preneurs. Learn about deductions, quarterly estimated taxes, and SEP IRAs.

    Scaling Your Business

    Ready to hire your first employee? We cover payroll laws, W-2 vs 1099, and managing cash flow during growth.

    Read the Blog

    Ready to get started?

    Tell us a little bit about your business

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