PennyWise

Calendly Book a Meeting
Email

info@pennywiseusa.com

Complete Small Business Bookkeeping & Accounting

Professional monthly bookkeeping services for US small businesses, including accurate transaction recording, bank reconciliations, and financial reporting.

Bookkeeping Service
Why Choose PennyWise?

We're an All-in-One Accounting Service

We take bookkeeping off your plate with accurate financial records, reconciled accounts, and clear monthly reports, so you can focus on growing your business.

Monthly Bookkeeping

We handle transaction recording, expense categorization, accounts payable, and accounts receivable to keep your books accurate and organized.

Bank & Credit Card Reconciliation

Every month, we reconcile your bank and credit card accounts, identify discrepancies, and ensure your financial records match your actual balances.

Financial Reporting & Insights

Get clear monthly financial statements, including Profit & Loss and Balance Sheets, so you understand your business performance and make informed decisions.

How it Works

It's about Setting Clear Financial Targets for Success

Small businesses succeed by taking more and more of the right steps, one step at a time.

Step 1

Onboard

We get to know your business. We make sure you understand your financial statements and how they link to your goals.

Step 2

Set targets

We help you take stock of where you're at and where you want to go, setting targets for key financial numbers.

Step 3

Track & Focus

Each month, you'll receive the PennyWise Scorecard which tells you if you're moving toward your goals.

Client Stories

Real Results for Real Businesses

See how US small business owners are scaling with confidence using PennyWise.

"Before PennyWise, my QuickBooks was a disaster. They cleaned up two years of backlog and now I actually understand my profit margins. No more tax season panic."

Client
Sarah JenkinsOwner, Jenkins Construction LLC

"The monthly scorecard is a game changer. I used to guess how much I could spend on marketing. Now, I have hard data to back every decision I make."

Client
Marcus ThorneFounder, Thorne HVAC Services

"Handling sales tax across multiple states was keeping me up at night. PennyWise took that off my plate completely. Best investment I've made for my shop."

Client
Amanda LeeCEO, Purely Organic E-comm

"Professional, responsive, and they actually explain things in plain English. I've recommended them to three other law firms in the area already."

Client
David ThompsonPartner, Thompson Legal Group

"Transitioning from a spreadsheet to PennyWise was seamless. Having a dedicated staff accountant who knows my business personally makes all the difference."

Client
Elena RodriguezOwner, Sunset Hospitality Group

"I finally feel like I'm running a real company. Our financial reporting is investor-ready, and we're ready for our next round of funding thanks to their clean books."

Client
James WilsonCTO, TechFlow Solutions

"Job costing was a nightmare before they stepped in. Now I know exactly which projects are profitable and which ones aren't. Our revenue is up 30% this year."

Client
Michael RiveraOwner, MR Landscaping

"As a creative, I hate numbers. PennyWise makes them easy to understand. They literally saved me over 20 hours a month in administrative work."

Client
Rachel MillerDirector, Miller Creative Agency

Frequently Asked Questions

What does your QuickBooks Online bookkeeping service include?

We categorize transactions, reconcile bank and credit card accounts, and prepare monthly profit and loss and balance sheet reports. You can also add invoicing and bill management.

Can you fix QuickBooks Online books that are months behind?

Yes. Our QuickBooks cleanup and catch-up service corrects miscategorized transactions, investigates duplicates, and reconciles overdue accounts against your statements.

Do you offer bookkeeping for sole proprietors and single-member LLCs?

Yes. Our solo owner bookkeeping service supports US freelancers, independent contractors, sole proprietors, and single-member LLCs, including tracking business expenses and owner withdrawals.

Can I keep my CPA while you manage my bookkeeping?

Yes. We maintain your QuickBooks Online records and provide reconciled financial reports for your CPA to use when preparing your US business tax returns.

Comprehensive Support

Know Your Numbers. Take Back Your Time.

QuickBooks Online bookkeeping, cleanup, and dedicated support so you know where your business stands without spending your evenings in the books.

Bookkeeping for Solo Owners

Run your business without bookkeeping taking over your evenings. Get organized transactions, reconciled accounts, and clear monthly reports.

Learn More

QuickBooks Cleanup & Catch-Up

Behind on your books? We correct errors, resolve discrepancies, and reconcile overdue accounts so you can move forward with reliable numbers.

Learn More

Dedicated Bookkeeper

Get a bookkeeper who learns your business, manages daily bookkeeping, and keeps invoices, bills, and financial reports up to date.

Learn More

Ready to get started?

Tell us a little bit about your business

Get Started