Complete Small Business Bookkeeping & Accounting
Expert US-based bookkeeping and tax services tailored to help your business stay compliant, organized, and profitable year-round.
We're an All-in-One Accounting Service
Bookkeeping, goal setting, reporting, and CPA tax for American small business owners who want to build and grow successful companies.
Monthly Bookkeeping
Each month, your PennyWise Staff Accountant will ensure your transactions are recorded and categorized, and your books are up to date.
Financial Reporting
We'll help you set clear financial targets. Track your performance monthly. Know where your finances are going.
Federal Tax Return
Our CPAs handle your annual federal tax planning and filings, ensuring full compliance with IRS regulations. This service is included in your monthly membership.
It's about Setting Clear Financial Targets for Success
Small businesses succeed by taking more and more of the right steps, one step at a time.
Onboard
We get to know your business. We make sure you understand your financial statements and how they link to your goals.
Set targets
We help you take stock of where you're at and where you want to go, setting targets for key financial numbers.
Track & Focus
Each month, you'll receive the PennyWise Scorecard which tells you if you're moving toward your goals.
Real Results for Real Businesses
See how US small business owners are scaling with confidence using PennyWise.
"Before PennyWise, my QuickBooks was a disaster. They cleaned up two years of backlog and now I actually understand my profit margins. No more tax season panic."
"The monthly scorecard is a game changer. I used to guess how much I could spend on marketing. Now, I have hard data to back every decision I make."
"Handling sales tax across multiple states was keeping me up at night. PennyWise took that off my plate completely. Best investment I've made for my shop."
"Professional, responsive, and they actually explain things in plain English. I've recommended them to three other law firms in the area already."
"Transitioning from a spreadsheet to PennyWise was seamless. Having a dedicated staff accountant who knows my business personally makes all the difference."
"I finally feel like I'm running a real company. Our financial reporting is investor-ready, and we're ready for our next round of funding thanks to their clean books."
"Job costing was a nightmare before they stepped in. Now I know exactly which projects are profitable and which ones aren't. Our revenue is up 30% this year."
"As a creative, I hate numbers. PennyWise makes them easy to understand. They literally saved me over 20 hours a month in administrative work."
Frequently Asked Questions
I'm behind on my bookkeeping. Can you help?
Absolutely. Most clients need catch up work. We determine the scope during onboarding and give you a flat fee quote to complete historical records.
What software do you use?
We work exclusively with QuickBooks Online (QBO). We'll handle setting you up or migrating you from other systems seamlessly.
I'm way behind. Is PennyWise a fit?
We can take on up to 2 years of catch up work. We manage the catch-up queue carefully to ensure high quality for every new client.
Can you pay my bills?
To ensure financial controls, we focus strictly on accounting and tax. We provide the data, but you maintain control over outgoing payments.
Ready to get started?
Tell us a little bit about your business