Bookkeeping for Solo Business Owners
Most solo owners have no idea what they actually made last month. That costs you money and stress. We handle your bookkeeping, so you get clean books, a P&L, and a Balance Sheet within 10 days of month end. Miss the deadline and that month is free.
Built exclusively for solo service businesses
If you run your business alone, bill clients for your expertise, and don't want to overpay for software built for 50-person companies — this is for you.
IT & Tech Consultants
Single-member LLCs and S-Corps billing clients for tech services.
Freelancers & Creatives
Designers, writers, marketers, and content creators paid on 1099s.
Independent Contractors
Subcontractors, project managers, and consultants across industries.
Solo Entrepreneurs
Early-stage startup founders running lean, pre-hire businesses.
Simple. On autopilot. No surprises.
We handle your books, taxes, and payroll so you can focus on your clients — not QuickBooks tutorials.
Sign up & onboard
Connect your accounts, meet your dedicated CPA, and get a clear picture of where your business stands.
We handle books
Your transactions are categorized and reviewed every month, accurate books, zero effort on your end.
Tax time? Done.
We provide tax-ready financial reports so you CPA can file with IRS on time.
Ask us anything
Got a tax question? Our team is here all year, not just in April. Support is included in your plan.
Everything a solo business owner needs
Monthly Bookkeeping
Clean, accurate books, reconciled accounts.
Financial Reports
Tax ready P&L and Balance sheet for your CPA
Withdrawls Reports
Tracking owner withdrawls, distributions & contributions
Communication
Clear Answers. Consistent Communication.
What you'll get
One flat monthly rate. Everything included.
No surprise bills. Just straightforward pricing that makes sense for a solo business.
"Solo business owners are the most underserved group in accounting. We built this specifically so you'd have a real CPA in your corner — without the big-firm price tag."
Loved by solo business owners across the U.S.
Freelancers, consultants, contractors, and solo entrepreneurs.
"I used to dread tax season. Now I don't think about it at all. They handle everything and I just sign when it's done."
"The S-Corp salary advice alone saved me more than the entire year's subscription. Genuinely worth every dollar."
"Finally a service that's actually built for people like me. No complicated software, no upsells, just a CPA who gets it."
Common Questions
What’s included in the $199 a month?
You get monthly bookkeeping, categorized transactions, bank and credit card reconciliation, and a profit and loss statement and balance sheet within 10 days of month end. We also track your owner draws and contributions, and you get unlimited email support.
3. Do you file my taxes?
No. PennyWise does bookkeeping only. We give your CPA or tax preparer clean, tax-ready reports, so they can file faster and usually charge you less.
My books are behind. Can you catch me up?
Yes. We review your books, tell you what it will take, and give you a clear quote for the catch-up. Once you’re current, we keep you current every month.
Which software do you use?
We work in QuickBooks Online, Wave and Xero. If you already use one, we pick up where you are. If you use neither, we’ll help you choose one and set it up.
Is there a contract?
No. The service is month-to-month, and you can cancel anytime.
How do I get started?
Send us an email at info@pennywiseusa.com. Tell us a little about your business and we will get back to you within 24 hours with the next steps
Need more than solo bookkeeping?
If your business has outgrown the solo plan or needs extra help, we offer three more bookkeeping services.
Ready to stop doing your own books?
Get clean books and a monthly report you can read, for a flat $199 a month. Email us and we’ll reply within 24 hours.
Get Started Today